Smart Savings

Get what you need, not what you don’t.

Earn Dividends on Your Savings Account is a Smart Decision

Our Smart Savings Account is a great option for anyone looking to earn dividends on their savings. Open with just $1,000 minimum deposit and start earning dividends.

Everything you need to save — smartly!

Don’t need anything fancy? Not too much fuss or features? Smart Savings is right on the money. 

Smart Savings Benefits:
  • Earn dividends on balances $1,000 or more1
  • No monthly maintenance fee
  • Online Banking
  • Mobile Bankingincluding Bill Pay, Deposit, PayItNow person-to-person payments3
  • Free eStatements
  • CoastLine Telephone Banking


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Primary Savings

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Build your savings with a Cal Coast certificate and enjoy competitive fixed rates with your choice of terms from 3 months to 5 years.

Investments and Financial Planning

Learn more about retirement & investments with California Coast Credit Union. Contact us today to get started.

APY = Annual Percentage Yield. Rates are accurate as of 03/18/2024. Rates and terms are subject to change without notice. Visit or visit one of our branch locations for details on rates, fees, and minimum balance requirements. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply. 

  1. A $1,000 minimum balance must be maintained to earn dividends (Add any other specifics for opening the account). 
  2. Check with your wireless provider to determine if data and text messages rates apply. 
  3. Maximum transfer amount is $1,000. There is no fee to use this service. Learn More.

Contact Me

Have questions? Want more information? We’re more than happy to get in touch. Let’s Talk. Just complete the form.