Platinum Secured Mastercard® Credit Card

Security never felt so good. 

Platinum Secured Mastercard®

Need to get on solid financial footing? We can help. If you’re just getting started on building credit, or need to get back on track, our Platinum Secured Mastercard® can be your ticket to a better tomorrow.


A secured card allows you to make purchases just like any other credit card, and you’ll enjoy the same features and protections that come with a Platinum credit card. The only difference is you’ll be limited to the cash you have on-hand with Cal Coast, up $2,000, to keep your payments affordable.2,3

Secure your dreams

Using your secured card and making regular, on-time payments can help improve your credit and keep spending in check.

Platinum Secure Mastercard® Benefits:
  • Helps build or repair your credit
  • Competitive APR1
  • Low $20 annual fee
  • Credit line of up to $2,5002
  • Automatic payments available
Exclusive Member Offer

Get 5% Cash Back!

Shop around town with your Cal Coast Mastercard® Debit or Credit Card and earn 5% cash back automatically at participating local businesses.4 Simply look for the Mastercard Local™ logo when you shop, and enjoy the cash back.

Supporting your local businesses helps build your community.

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Platinum Student Mastercard® Credit Card

A Cal Coast Platinum Student Mastercard® comes with a maximum credit limit of $2,000, so you can enjoy the freedom of a Platinum card, while keeping your purchases in check.

Platinum Choice Rewards Mastercard® Credit Card

Our rewards Mastercard® is a great way to make your credit card work for you as you earn rewards with each purchase. 

Platinum Mastercard

Whether you’re looking to save on your regular purchases, book that faraway adventure, or pay down debt, the Cal Coast Platinum Mastercard® Credit Card can help get you there.

Mastercard is a registered trademark, and the circles design and Mastercard Local are trademark of Mastercard International Incorporated. All Rights Reserved.

  1. APR = Annual Percentage Rate. Rates are current as of 03/18/2024. Loan subject to approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness. See terms and conditions for details. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply. 
  2. A secured card is limited to the funds you’ve pledged in your savings account up to 120% of card credit limit. The Platinum Secured Mastercard has a $20 annual fee.
  3. Responsible spending and on-time repayment can help increase credit scores and increase credit limits in the future.
  4. This is a special offer and exclusive to only eligible California Coast Mastercard debit and/or credit cards.  Eligible cards are automatically enrolled in the Program.  To opt-out of participating in the MasterCard Shop Local Program click here, call (877) 495-1600, or visit a Cal Coast Branch location. Program may be discontinued and subject to change at any time without notice. The offer can be used across a variety of participating merchants or repeatedly at your favorite participating merchants.  Purchases made online or through third parties and apps including, but not limited to food delivery apps, services, and platforms will not qualify for the offer. Simply use your enrolled California Coast Mastercard debit or credit card at participating merchants to automatically receive a statement credit on eligible purchases. No coupon necessary. The reward will be credited to your California Coast Mastercard used to make the qualifying purchase within 60 days from eligible purchase. Your account must be open and in good standing at the time reward is credited. Terms and conditions apply. Click here for full details.

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