Home Energy Loan

Your home, but better. Energy efficiency upgrades, like installing new windows, sealing leaky ducts or updating to an efficient heating and cooling system, can make a big difference in your home’s comfort and your monthly bills.

Reduced Energy Bills are in Your Future

Improving your home’s energy efficiency can help you save money on your utility bills for years to come. 

GoGreen Home Energy FinancingTM

Upgrade your home with GoGreen Home Energy Financing - a program developed by the State of California to help residents finance energy improvements. Upgrades, like installing new windows, sealing leaky ducts or updating to an efficient heating and cooling system, can make a big difference in your home’s comfort and your monthly bills. If your home and project meet the qualifications below, GoGreen Home Energy FinancingTM from California Coast might be the right fit for your needs.

Note: GoGreen Home Energy FinancingTM does not cover solar projects.

GoGreen Home Energy FinancingTM Loan Benefits:
  • Loan amounts from $2,500 up to $50,000
  • Terms from 30 months to 15 years
  • Rates as low as 3.98% APR2
  • Decisions within 24 hours (instant approval for qualified borrowers)
  • Offered to all California residents with no membership fees required3
  • Your contractor must be listed as a GoGreen Home Energy FinancingTM Qualified Contractor as of the project start date. If your preferred contractor is not listed, ask your contractor to visit the GoGreen Financing Website to find out how to enroll as a GoGreen Home Energy FinancingTM Qualified Contractor.1
  • You may upgrade a single-family home, townhome, condo, duplex, triplex, fourplex, or manufactured home. Up to 4 residential units may be renovated using a single GoGreen Home Energy FinancingTM loan.
  • Property must receive gas and/or electric services from San Diego Gas & Electric, Pacific Gas & Electric, Southern California Gas or Southern California Edison.
  • 70% of the loan must be eligible for Energy Efficiency Measures (EEEMs) approved by the State of California, such as heating and cooling, insulation, air sealing, lighting or dual pane windows. 
  • The remaining 30% of the loan can finance other home improvements, such as landscaping, painting, water efficiency, or electric energy savings measures if your electricity provider is not listed above.
  • Subject to underwriting guidelines. Proof of income and proof of residence are required. 

For more information call (858) 495-1637 or email energy@znco.net. For additional information on the GoGreen Home Energy FinancingTM program, please visit gogreenfinancing.com.

You May Also Like These Loan Options

Signature Loan

Signature loans are a great solution for home improvement projects, debt consolidation, unexpected bills, medical procedures, auto repairs and more.

Home Equity Line of Credit

Access your home’s equity in a revolving credit line that can be used over and over — and over again. 

Home Equity Loans 

You've worked hard to build the equity in your home, now let it work for you and your family with a Cal Coast Home Equity Loan. 

  1. CCCU does not endorse or encourage the product or services. CCCU urges you to do your own due diligence on the vendor and its product/service.
  2. APR = Annual Percentage Rate. Rates are accurate as of 03/18/2024. Rates and terms are subject to change without notice. Visit znco.net or visit one of our branch locations for details on rates, fees, and minimum balance requirements. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply. 
  3. $5 California Coast membership fee waived for GoGreen Home Energy FinancingTM applicants.

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